100% invested in large cap -- about 75% in a single individual stock (stupid, but it has worked out amazingly so far) and 25% in some random large cap fund I couldn't tell you the name of.
Eh, my plan only worked for me, because I made a career out of it. I'm what used to be called a syndicator, I put together deals, and develop property. I don't own anything without partners. For my share in my first deal I borrowed 25K from my Dad, and 25K from my wife's 401K, but also got a % for doing the development (which was a shit-ton of work). Then I plowed all the $$$ into the next deal, and the next, etc...
But, if you can buy a house, and rent it for more than the mortgage + taxes & something for repairs, I would recommend it, if it's close enough to where you live so you can keep an eye on it. My son has been trying to do this with some of his friends.
1. Sliding scale for risk tolerance based upon age. Build your portfolio based upon that risk tolerance.
2. Get a good working understanding of investing and economics to look after your own interests
3. Do everything you can to buy your first house rather than rent
4. Max out company 401k in lowest cost fund (usually S&P 500 index)
5. If you're not good at investing, supplement savings by invest in low-load ETF baskets of asset classes rather than specific assets (eg, Vanguard's VTWAX).
6. Work/live in progressively lower less expensive markets
7. Either know when to sell everything that is liquid or else keep a cash fund. You make more money by avoiding dips and buying low than riding it out.
8. Never carry a balance on a credit card.
9. Since bonds are dead money due to the outlook for bond rates, look to eliminating debt as a replacement for bond investment. Real estate investment is also a proxy to fixed income.
10. Pay yourself first for investment, then keep yourself on a budget, and then save whatever left into savings. We have a saying "it is really easy to get used to spending money".
11. Investments should be a mutual decision that both people sign off on. Money can tear relationships apart.
There is an inverse relationship between bond prices and interest rates. Wholesale rates (eg, fed funds) are closer to zero. I am getting a 30 year fixed at about 2.25%. That is a very low and very flat yield curve.
That is, rates can only go up. Granted, they are unlikely to go up quickly because of this economy, but they will. So bond prices - specifically bond mutual fund prices will likely stagnate or go down. Any interest you generate off of it is at risk to be lost through capital depreciation.
If you can't make 3-4% by owning a bond, the next best things is guaranteeing that you won't pay that much on your mortgage. This is especially true since house interest write-off is far more difficult now.
i get that everyone's situation is vastly different, but this is what have done w/ 2 solid salaries over the years ...
- create some "financial plan" where you calculate how much per year or percent of salary you are willing to save and try to stick to it
- max out all the tax advantaged stuff and the rest in taxable accounts
- put things that generate capital gains in taxable accounts since it is a lower tax rate
- put things that generate interest and dividends in tax-advantaged accounts so you can defer those taxes
- diversify a lot and no single name stocks, i am generally pretty conservative w/ risk
- primary home is not an retirement investment. we have interest only loan and no intention of paying down principal. i figure you always have to live somewhere and it is only an investment if you downsize or move somewhere a ton cheaper in terms of cost-of-living.
for many years we more or less managed it on our own. some combo to brokerage accounts and robo-advisors. recently, to get more access to alternative investments and reduce stock/bond exposure we opened up a "wealth mgmt" type account at one of the big banks. the high fees are offset w/ increased tax efficiency and similar returns at lower risk levels.
Basically never really was able to with 1 income and 3 kids. The only thing I really did was a 401K and having the house. Never had any extra money for anything else.
They march in darkness after sunset, and march as a group continuously until just before sunrise. Anyone living along their path may hear chanting, sounds of blown conch shell tones, and marching noise in the night. Mortals must go inside immediately, lay prone on the floor, and not look up to avoid notice from the Nightmarchers, in fear of harm or even death.
I stopped by Costco this morning and they've brought back the big board of out-of-stock items. Everyone in there seemed to be buying toilet paper too. It looks like the latest explosion in cases may be driving some more panic-hoarding.
I got in the habit in the spring of always having a full one of whatever thing I'm currently using in the house, so I'm well stocked with a full Costco pack of TP, paper towels, and extra bags of flour and sugar. Bring on lockdown #2!
Florida being on brand today. Not sure if the arrested lady who came in a truck with a "Come and Take It" flag or the instigator with a "Vitamins not Vaccines" tshirt is better.
Florida never seems to disappoint. Their state motto should be “We Will Show you Crazy”. That poor young lady, with the “Vitamin not Vaccines” shirt, I believe is a student. Her parents have clearly failed her.
"In Greek mythology Sisyphus or Sisyphos was the king of Ephyra. He was punished for his self-aggrandizing craftiness and deceitfulness by being forced to roll an immense boulder up a hill only for it to roll down every time it neared the top, repeating this action for eternity."
Hmm, never heard of the term to apply to what Sisyphus did before being condemned to Hell, rather only to what his punishment was in Hell. Learn something every day.
Daily death rates are 8x WWI combat deaths, >5x WWII, >3x Civil War. We are now exceeding the rates of the deadliest battles in US history. 4x worse than second Bull Run, 3x worse than Guadalcanal or Tarawa, 2x worse than Shiloh, worse than Gettysburg. We are now vectoring toward the most horrific events in US history - D-Day, Pearl Harbor and 9/11 -- but having one every single day. Those who minimize Covid are evil.
By this evening, the tally of ppd/cx games this week is up to 15, though with 1 creative addition. Just short of a quarter of all FBS teams impacted. An amazing number. Which will probably be eclipsed soon.
Add Coastal Carolina at Troy to the ppd/cx list. That makes 6 ranked teams sidelined, and 11 total games, this weekend. The first time in quite a while in a week with something close to a full schedule (to begin with) with not one game between ranked teams.
Now that we're hitting 150k cases per day, with much of it coming in the plains and midwest states, it seems inevitable that some universities will decide to forego the rest of the year. This thing isn't getting any better any time soon.
The Pac-12 admits to and apologizes for testing protocol errors that led to Stanford's QB being held out of the Oregon game due to a false positive. and 3 others, including the Cardinal's best WR, due to contact tracing, also missing the game. Of course, now its too late to do anything about it.
Vandy has a rule that if you test positive they don't test you for 90 days. no 2's GF tested positive. He hangs out with her and her roommate most days. They do socially distance. Neither he nor her roommate tested positive and she was asymptomatic. I don't understand why they didn't re-test her at least once after a few days to see if she tested positive again.
Oregon probably would have won anyway, and this mistake could just as easily bit them, or anyone else, for that matter. The problem was exacerbated by the timing, coming on game day.
I know that it said the head coach didn't take a pay raise when he signed the extension, I think they said he would've gotten 400K, it's still a bad look when he's probably making will over 1 million and your team is 2-4.
Funny, I can't hate Texas after going there, and winning that game. Texas fans were chill, for the most part (95%). OTOH Fresno State fans are assholes with a well deserved inferiority complex.
Nah, with the scumbag football entitlement shared by the University of Texas and their fans, ya gotta root for them to lose weekly....I want them ALL disappointed. Sure barely beating them was nice, but nowhere near enough.
Don't let the Texas hatred wane - troubling sign. We must NEVER FORGET 2004!!!!
As the resident Texas grad on the board, I have as much Mack Brown disdain as anyone but it was pretty comprehensively proven that the computers would've bumped Cal regardless of any lobbying. Beating Texas twice should hopefully expunge the pain. Cal wasn't staying #4 though so...
I fully support your disdain for Mack Brown, and think there needs to be more of it in the world today. As for '04, the human component (i.e. AP voters) really was the driving force that led the computers to vault Texas past Cal for the FIRST time in the final, pre- Bowl standings...and those took a BIG turn immediately following the shameless, teary plea. Beating Texas twice was alright, though Mack's house burning down went much farther towards expunging any pain.
Mostly due to villainous behavior in recent years at Baylor (the rape scandal) and the general weirdness of aTm: odd backwoodsiness and wannabe-militarism.
aTm does suffer from excessive meddling in essentially everything. But those people do actually 1) have a stake and investment in things, and 2) actually do believe what they are doing is in the best interest of the program.
Point 2 doesn't differentiate them from random Ohio St./Texas/Michigan/Oklahoma/Washington/Alabama/USC program investor in any way.
Have you met their fans? TAMU fans are the fucking worst, and their Hitler youth half-time show is beyond the pale - and we have to put up with Stanfurd every year. Baylor = rape factory.
Actually, I have met a number of TAMU folks, with never any issue. While some of their band norms aren't for everyone, I've never understood translating jealousy (for straight lines and sound clarity in this case) into villainy. And its not like they don't acknowledge their own quirks.
And in case no one has noticed, Baylor has replaced the majority of the administration. I don't get hating people who had nothing to do with things that people who no longer have anything to do with it did. But then that is the basis for a lot of CFB rivalry animosity. Its usually reserved for actual regular or local rivals though.
There are sane, rational TAMU fans but the majority of their football fans are atrocious. And their Corps of Cadets is disgusting.
Baylor though, most people in Texas dont pay attention to them but the ones that rub me the wrong way are the ones who deny that most of the rapes ever happened. Its sad and disgusting and there is a reason their new stadium is nicknamed "The house that rape built". Art Briles is trash...
No doubt. It does take a long time to get past a well earned bad reputation, and in some cases root out the remaining vestiges from it. Though that can also propagate ill will that otherwise would never have developed. A lesson we are getting another lesson on in politics as well.
NO!!! Whenever your Longhorns hatred begins to subside, just reach out to Newellbany and ask him to tell you stories from Austin in the early 2000's....that fire will rekindle!!!
Liberty? The Flames have elevated themselves into a number of conversations where they weren't even an afterthought previously, but this isn't one that I was expecting to see them in. (At least until they beat the Bears in some bowl no one expected to see either team in.)
Footloose-like social rules + segregated Lynchburg + lots of Confederate flags + Jerry Fallwell Jr + ethics of hiring Hugh Freeze + racists attitudes toward black players
I'm a bitch but not that much of a bitch. We all get to vote, even the dumbest among us. We don't all get to be employed in the government without knowing what the hell it is, however.
Off and on for a few weeks now there's been a guy who looks like the old guy from Duck Dynasty parked at Roosevelt Island. Idaho plate and a big American flag flying from his truck. This morning there was a similar looking guy in a truck along side his with a trailer and a four wheeler and an even bigger flag. Maybe in town for the pro-Trump rallies tomorrow. I plan to avoid downtown.
A law firm representing Trump in his attempt to challenge the election count in Pennsylvania has withdrawn from the case.
Porter Wright Morris & Arthur said in a court motion filed late Thursday that attorneys Ronald L. Hicks Jr. and Carolyn B. McGee would no longer be representing Trump’s campaign in the case.
“Plaintiffs and Porter Wright have reached a mutual agreement that Plaintiffs will be best served if Porter Wright withdraws,” the attorneys said in their motion.
The firm said Trump’s campaign was “in the process of retaining” other attorneys to represent it. Linda A. Kerns, a Philadelphia attorney who is representing Trump in a flurry of lawsuits in the state’s courts, will remain on the case.
Several law firms representing Trump in his efforts to undermine the result in battleground states have come under pressure to drop the president as a client.
I read an article somewhere about the lawyers arguing the case not lying because they could get disbarred. So they're responding to things like "not to my knowledge" when asked about proof of fraud.
She's been interviewing for the GM job since 2005, but never got the chance until now. Then again she's still just 51 years old, so certainly not too old to be starting this job. guess she was not able to overcome both sexism and ageism in the past, but now in 2020 is able to overcome just sexism alone (MLB has also been skewing younger in hiring executives for the past decade).
Well, he has to start playing like an elite QB. Even at Cal there were some games where he put up gaudy numbers but still lost. Garbers is a winner, Jared not as much.
Cal at UCLA Sunday Morning at 9 AM on FS1.
This was a great solution. Who thought of this?
The Bear equipment truck was probably east of LA on I-10 when the cx occurred. Might have hit a truck stop in Indio, and headed back to Pasadena.
Stopped at the local In N Out for lunch before being re-routed to LA.
Wacky
The Bear-Bruin rivalry is salvaged after all!
Paul Hornung has passed away. Bad year for sport icons continues to get worse.
Retirement Investing - what do you guys do?
marry someone solvent and hire someone to deal with the retirement money that's not in IRAs etc.
couple things: CalPers (so not really the same, but will be a retirement when the time comes of probably about 55% to 60% of my final salary.
and IRA (which I need to up the giving too).
i am now in the "eligible to make catch up contributions" club, the year that you turn 50
100% invested in large cap -- about 75% in a single individual stock (stupid, but it has worked out amazingly so far) and 25% in some random large cap fund I couldn't tell you the name of.
Buy real estate.
how'd you save enough capital for your purchases?
Eh, my plan only worked for me, because I made a career out of it. I'm what used to be called a syndicator, I put together deals, and develop property. I don't own anything without partners. For my share in my first deal I borrowed 25K from my Dad, and 25K from my wife's 401K, but also got a % for doing the development (which was a shit-ton of work). Then I plowed all the $$$ into the next deal, and the next, etc...
But, if you can buy a house, and rent it for more than the mortgage + taxes & something for repairs, I would recommend it, if it's close enough to where you live so you can keep an eye on it. My son has been trying to do this with some of his friends.
1. Sliding scale for risk tolerance based upon age. Build your portfolio based upon that risk tolerance.
2. Get a good working understanding of investing and economics to look after your own interests
3. Do everything you can to buy your first house rather than rent
4. Max out company 401k in lowest cost fund (usually S&P 500 index)
5. If you're not good at investing, supplement savings by invest in low-load ETF baskets of asset classes rather than specific assets (eg, Vanguard's VTWAX).
6. Work/live in progressively lower less expensive markets
7. Either know when to sell everything that is liquid or else keep a cash fund. You make more money by avoiding dips and buying low than riding it out.
8. Never carry a balance on a credit card.
9. Since bonds are dead money due to the outlook for bond rates, look to eliminating debt as a replacement for bond investment. Real estate investment is also a proxy to fixed income.
10. Pay yourself first for investment, then keep yourself on a budget, and then save whatever left into savings. We have a saying "it is really easy to get used to spending money".
11. Investments should be a mutual decision that both people sign off on. Money can tear relationships apart.
Got more info on #9?
re: bonds as dead money
There is an inverse relationship between bond prices and interest rates. Wholesale rates (eg, fed funds) are closer to zero. I am getting a 30 year fixed at about 2.25%. That is a very low and very flat yield curve.
See graph of yield curve.
https://www.marketwatch.com/investing/bond/tmubmusd10y?countrycode=bx
That is, rates can only go up. Granted, they are unlikely to go up quickly because of this economy, but they will. So bond prices - specifically bond mutual fund prices will likely stagnate or go down. Any interest you generate off of it is at risk to be lost through capital depreciation.
If you can't make 3-4% by owning a bond, the next best things is guaranteeing that you won't pay that much on your mortgage. This is especially true since house interest write-off is far more difficult now.
i get that everyone's situation is vastly different, but this is what have done w/ 2 solid salaries over the years ...
- create some "financial plan" where you calculate how much per year or percent of salary you are willing to save and try to stick to it
- max out all the tax advantaged stuff and the rest in taxable accounts
- put things that generate capital gains in taxable accounts since it is a lower tax rate
- put things that generate interest and dividends in tax-advantaged accounts so you can defer those taxes
- diversify a lot and no single name stocks, i am generally pretty conservative w/ risk
- primary home is not an retirement investment. we have interest only loan and no intention of paying down principal. i figure you always have to live somewhere and it is only an investment if you downsize or move somewhere a ton cheaper in terms of cost-of-living.
for many years we more or less managed it on our own. some combo to brokerage accounts and robo-advisors. recently, to get more access to alternative investments and reduce stock/bond exposure we opened up a "wealth mgmt" type account at one of the big banks. the high fees are offset w/ increased tax efficiency and similar returns at lower risk levels.
What's retirement investing??
that doesnt apply to you (yet)
or just investing in general
Basically never really was able to with 1 income and 3 kids. The only thing I really did was a 401K and having the house. Never had any extra money for anything else.
his 3 kids are going to take care of him (maybe ..)
Superstition you still kinda believe (or at least don't want to tempt fate)
the only religious thing i do ...
Saraswati, is the Hindu goddess of education and she dwells in all books (obviously)
so you are never supposed to step on or have your feet touch a book as that would be a sign of disrespect.
Playing with your chopsticks is bad luck.
I always stick the chopsticks up in the food so that they don't roll off the bowl. My mom always will take them and lay them down on the bowl.
Oh yeah, that was another thing you weren't supposed to do, leave them sticking up.
In retrospect I think this is all something my Chinese grandmother just told us so we'd stop monkeying around at the dinner table.
isnt that some sign for the dead in asian cultures
maybe. I'm sure we've discussed this before on the DBD so that's probably what it is.
Oh huh today is a Friday the 13th
The Cal Band is NEVER to play Palms of Victory except right after a Cal win.
I didn't put ANY champagne in the fridge until Nov 7th (even though it was super obvious by the 5th)
I put it in the fridge on the 5th, didn't open it until the 8th!
At least this year, I didn't wear any Dodgers gear during the playoffs, except for wearing a hat one day between series.
1) never open an umbrella inside
2) never put new shoes anywhere other than the floor
From when I lived in Hawaii as a kid...the night marchers
There's a term a learned, but since forgotten, that is used for residents of Hawaii, but not necessarily ethnic Hawaiian...
Holoe or something like that.
Dang, just had to look below.
Link for haoles
https://en.wikipedia.org/wiki/Nightmarchers
thx
They march in darkness after sunset, and march as a group continuously until just before sunrise. Anyone living along their path may hear chanting, sounds of blown conch shell tones, and marching noise in the night. Mortals must go inside immediately, lay prone on the floor, and not look up to avoid notice from the Nightmarchers, in fear of harm or even death.
in my case it is more like paranoia ...
i never walk under scaffolding in NYC. i feel that one of these days it will collapse on you even though i have never any stories like that.
I don't have that concern but I can completely understand why anyone else would.
Today in Covid
I stopped by Costco this morning and they've brought back the big board of out-of-stock items. Everyone in there seemed to be buying toilet paper too. It looks like the latest explosion in cases may be driving some more panic-hoarding.
jfc. did't people hoard enough in the spring?
I got in the habit in the spring of always having a full one of whatever thing I'm currently using in the house, so I'm well stocked with a full Costco pack of TP, paper towels, and extra bags of flour and sugar. Bring on lockdown #2!
I just went to Costco and they're all out of TP. Luckily I've got enough for at least a month so I can go early in the day early next week.
without wanting to overshare, I've still been pooping since the spring.
Hahaha, it is never a bad thing to have too much TP but it is a terrible thing to have too little.
I did some panic buying 1.5 weeks ago in anticipation of the election.
damn...I guess i should get some more TP.
Florida being on brand today. Not sure if the arrested lady who came in a truck with a "Come and Take It" flag or the instigator with a "Vitamins not Vaccines" tshirt is better.
https://www.wfla.com/news/pinellas-county/upset-parent-gets-arrested-after-pinellas-school-board-extends-mask-rule-indefinitely/
Florida never seems to disappoint. Their state motto should be “We Will Show you Crazy”. That poor young lady, with the “Vitamin not Vaccines” shirt, I believe is a student. Her parents have clearly failed her.
Florida seems like a failed state in some areas.
I wish sea level rise and climate change could only impact Florida.
https://twitter.com/NBCNews/status/1326891633896550401
I guess Trump was right about turning the corner. Except we turned left when the road turned right and now we've fallen off a cliff.
Trump's Covid effort is sisyphean
That would imply he's actually trying, but it's clear he never has.
I disagree - what ancient greek legend is it where the "hero" actively did things to make things worse?
"In Greek mythology Sisyphus or Sisyphos was the king of Ephyra. He was punished for his self-aggrandizing craftiness and deceitfulness by being forced to roll an immense boulder up a hill only for it to roll down every time it neared the top, repeating this action for eternity."
Hmm, never heard of the term to apply to what Sisyphus did before being condemned to Hell, rather only to what his punishment was in Hell. Learn something every day.
Daily death rates are 8x WWI combat deaths, >5x WWII, >3x Civil War. We are now exceeding the rates of the deadliest battles in US history. 4x worse than second Bull Run, 3x worse than Guadalcanal or Tarawa, 2x worse than Shiloh, worse than Gettysburg. We are now vectoring toward the most horrific events in US history - D-Day, Pearl Harbor and 9/11 -- but having one every single day. Those who minimize Covid are evil.
Self-aggrandizement that leads to abject failure. Sisyphus was forced to roll a boulder futilely up a hill for eternity
reminds me of Arlo Guthrie's Motorcycle song
I made a sharp turn off the road
Luckily I didn't go into the mountain
I went over the cliff
I was doin' 150 miles an hour sideways
And 500 feet down at the same time
Elsewhere in college
By this evening, the tally of ppd/cx games this week is up to 15, though with 1 creative addition. Just short of a quarter of all FBS teams impacted. An amazing number. Which will probably be eclipsed soon.
They don't have a football team, but are in D1 in other sports. I would add the for-profit Grand Canyon University on my list.
Good addition and I overlooked them because they don’t have a football team.
Add Coastal Carolina at Troy to the ppd/cx list. That makes 6 ranked teams sidelined, and 11 total games, this weekend. The first time in quite a while in a week with something close to a full schedule (to begin with) with not one game between ranked teams.
Now that we're hitting 150k cases per day, with much of it coming in the plains and midwest states, it seems inevitable that some universities will decide to forego the rest of the year. This thing isn't getting any better any time soon.
The Pac-12 admits to and apologizes for testing protocol errors that led to Stanford's QB being held out of the Oregon game due to a false positive. and 3 others, including the Cardinal's best WR, due to contact tracing, also missing the game. Of course, now its too late to do anything about it.
Wow! What if the Cal player was a false-positive???
It's likely not. The Cal player had multiple antigen and PCR tests.
Vandy has a rule that if you test positive they don't test you for 90 days. no 2's GF tested positive. He hangs out with her and her roommate most days. They do socially distance. Neither he nor her roommate tested positive and she was asymptomatic. I don't understand why they didn't re-test her at least once after a few days to see if she tested positive again.
$
It's a conspiracy to give Oregon the W, maintaining the team with the best change for the CFP.
Oregon probably would have won anyway, and this mistake could just as easily bit them, or anyone else, for that matter. The problem was exacerbated by the timing, coming on game day.
TN coaches refuse pay-cuts
https://www.knoxnews.com/story/sports/college/university-of-tennessee/football/2020/11/13/tennessee-football-pay-cuts-tee-martin-jay-graham-vols-phillip-fulmer-jeremy-pruitt/6271646002/
Pruitt might take a permanent pay cut. He isn’t a very good coach and Tennessee isn’t improving much under him.
I know that it said the head coach didn't take a pay raise when he signed the extension, I think they said he would've gotten 400K, it's still a bad look when he's probably making will over 1 million and your team is 2-4.
Ivy League: winter sports cancelled, spring and fall sports limited.
https://www.espn.com/college-sports/story/_/id/30305855/ivy-league-cancels-winter-sports-season-delaying-spring-play-sources-say
Jomboy does the end of the WMU/Toledo game
https://www.youtube.com/watch?v=f0P8Smrdev8
Which universities would you put in the third-tier of villains after Stanfurd and division rivals?
You probably did not intend these as options, but technically USC and UCLA are not Stanfurd and are not in our division.
Adding Northwestern to this list
Fitz is a comically inept villain, but I really like Northwestern as a university.
This is the first time I've ever heard of Northwestern being characterized as a villain. Kind of like declaring a small teddy bear a villain.
Well it worked in Toy Story...
NO!~
Arizona, Fresno State, Texas, anywhere Mack Brown is.
Funny, I can't hate Texas after going there, and winning that game. Texas fans were chill, for the most part (95%). OTOH Fresno State fans are assholes with a well deserved inferiority complex.
I agree. I can’t really hate on Texas after Mack Brown left and we beat them. I don’t blame Texas for what happened, I blame Brown.
Nah, with the scumbag football entitlement shared by the University of Texas and their fans, ya gotta root for them to lose weekly....I want them ALL disappointed. Sure barely beating them was nice, but nowhere near enough.
Don't let the Texas hatred wane - troubling sign. We must NEVER FORGET 2004!!!!
As the resident Texas grad on the board, I have as much Mack Brown disdain as anyone but it was pretty comprehensively proven that the computers would've bumped Cal regardless of any lobbying. Beating Texas twice should hopefully expunge the pain. Cal wasn't staying #4 though so...
I fully support your disdain for Mack Brown, and think there needs to be more of it in the world today. As for '04, the human component (i.e. AP voters) really was the driving force that led the computers to vault Texas past Cal for the FIRST time in the final, pre- Bowl standings...and those took a BIG turn immediately following the shameless, teary plea. Beating Texas twice was alright, though Mack's house burning down went much farther towards expunging any pain.
Baylor, Texas A&M
?
Baylor because of 2 losses in the 50's? (Well avenged by that 70-22 win in '02!)
A&M because of a 1 point loss nearly 40 years ago, twice avenged?
Mostly due to villainous behavior in recent years at Baylor (the rape scandal) and the general weirdness of aTm: odd backwoodsiness and wannabe-militarism.
aTm does suffer from excessive meddling in essentially everything. But those people do actually 1) have a stake and investment in things, and 2) actually do believe what they are doing is in the best interest of the program.
Point 2 doesn't differentiate them from random Ohio St./Texas/Michigan/Oklahoma/Washington/Alabama/USC program investor in any way.
uhhhh I think this is a little different: https://i.pinimg.com/originals/ee/f8/28/eef828590dd69b26f3e852e3f2b39c55.jpg
Have you met their fans? TAMU fans are the fucking worst, and their Hitler youth half-time show is beyond the pale - and we have to put up with Stanfurd every year. Baylor = rape factory.
Actually, I have met a number of TAMU folks, with never any issue. While some of their band norms aren't for everyone, I've never understood translating jealousy (for straight lines and sound clarity in this case) into villainy. And its not like they don't acknowledge their own quirks.
And in case no one has noticed, Baylor has replaced the majority of the administration. I don't get hating people who had nothing to do with things that people who no longer have anything to do with it did. But then that is the basis for a lot of CFB rivalry animosity. Its usually reserved for actual regular or local rivals though.
There are sane, rational TAMU fans but the majority of their football fans are atrocious. And their Corps of Cadets is disgusting.
Baylor though, most people in Texas dont pay attention to them but the ones that rub me the wrong way are the ones who deny that most of the rapes ever happened. Its sad and disgusting and there is a reason their new stadium is nicknamed "The house that rape built". Art Briles is trash...
Eh:
"Actually, I have met a number of TAMU folks"
I assume that means real, regular life, not game day. Have you met their fans, at a game? because they are 90% scum.
I think the issue with Baylor is the alumni who think that there was nothing wrong - a bit like the Penn State paterno apologists in that regard.
No doubt. It does take a long time to get past a well earned bad reputation, and in some cases root out the remaining vestiges from it. Though that can also propagate ill will that otherwise would never have developed. A lesson we are getting another lesson on in politics as well.
Good ones
ND, Texas (less so now that Mack Brown is gone),
NO!!! Whenever your Longhorns hatred begins to subside, just reach out to Newellbany and ask him to tell you stories from Austin in the early 2000's....that fire will rekindle!!!
Notre Dame, Penn State, Baylor, Liberty
This + Duke for me.
This is the correct list
Agreed - ND needs to be on everyones list
This is the way.
This we can all get on board with.
Duke, Liberty, ND, Baylor, Michigan, whoever employs Mack Brown (currently UNC)
Liberty? The Flames have elevated themselves into a number of conversations where they weren't even an afterthought previously, but this isn't one that I was expecting to see them in. (At least until they beat the Bears in some bowl no one expected to see either team in.)
Footloose-like social rules + segregated Lynchburg + lots of Confederate flags + Jerry Fallwell Jr + ethics of hiring Hugh Freeze + racists attitudes toward black players
Outside the lines noise. About 6" onto the field, all that usually gets left behind.
naw Duke is first-tier for me.
the other choices all make sense to me, but why Michigan?
blue and gold >> blue and maize ??
Harbaugh hate?
I would assume
He's doing bad enough all by himself.
I freaking LOVE watching him lose.
Notre Dame? Clemson?
I have a bit of a soft spot for Clemson as Dwight Clark's alma mater.
We OWN Clemson
Boise State crushes CSU despite being down 14 players due to Covid and having a short-week after getting blasted on the Smurfturf by BYU
https://www.espn.com/college-football/story/_/id/30306242/boise-state-14-players-vs-colorado-state-due-positive-tests
OUR CRUMBLING DEMOCRACY
If you to be depressed, read this:
https://www.politico.com/news/magazine/2020/11/13/trumps-crazy-and-confoundingly-successful-conspiracy-theory-436404
he's also going to keep the base on the they stole the election from us so that in 2022 and 2024 they'll go out and vote to take it back.
TEXAS - YOU RE-ELECTED THIS GUY AS YOUR US SENATOR? J. F'ING. C.
https://twitter.com/JohnCornyn/status/1326898457341276169
not as bad as Tuberville in Alabama. Which admittedly is a really low bar but still
I am more and more thinking there needs to be a fairly basic civics test that any potential candidate for Congress needs to pass in order to run.
I thought for a second you were going to advocate for a test (and I assume a remedial class?) that any potential voter needs to pass in order to vote.
I'm a bitch but not that much of a bitch. We all get to vote, even the dumbest among us. We don't all get to be employed in the government without knowing what the hell it is, however.
If it eliminates drumpf supporters' votes, all for it.
Off and on for a few weeks now there's been a guy who looks like the old guy from Duck Dynasty parked at Roosevelt Island. Idaho plate and a big American flag flying from his truck. This morning there was a similar looking guy in a truck along side his with a trailer and a four wheeler and an even bigger flag. Maybe in town for the pro-Trump rallies tomorrow. I plan to avoid downtown.
BREAKING: Trump campaign gives up on its lawsuit in Maricopa County, Arizona, which NBC News has projected for Joe Biden. (h/t @PeteWilliamsNBC
)
And now breaking, CNN just called Georgia for Biden. Not sure if others have yet. Also called NC for Trump.
I'm fine giving up NC for getting Az, Ga, Pa.
https://tenor.com/yvnB.gif
Nooooooooooooo Biiiiiiiiiing Booooooong
A law firm representing Trump in his attempt to challenge the election count in Pennsylvania has withdrawn from the case.
Porter Wright Morris & Arthur said in a court motion filed late Thursday that attorneys Ronald L. Hicks Jr. and Carolyn B. McGee would no longer be representing Trump’s campaign in the case.
“Plaintiffs and Porter Wright have reached a mutual agreement that Plaintiffs will be best served if Porter Wright withdraws,” the attorneys said in their motion.
The firm said Trump’s campaign was “in the process of retaining” other attorneys to represent it. Linda A. Kerns, a Philadelphia attorney who is representing Trump in a flurry of lawsuits in the state’s courts, will remain on the case.
Several law firms representing Trump in his efforts to undermine the result in battleground states have come under pressure to drop the president as a client.
WaPo
I read an article somewhere about the lawyers arguing the case not lying because they could get disbarred. So they're responding to things like "not to my knowledge" when asked about proof of fraud.
maybe it was from the DBD yesterday.
CISA says there is no election fraud
https://www.axios.com/cisa-election-security-trump-a385868b-512a-4449-addd-4591829a4aef.html
In completely an unrelated move, Trump just forced two resignations - one from CISA and one from DHS
https://www.cnn.com/2020/11/12/politics/dhs-officials-forced-resign-white-house/index.html
White House is wreaking havoc on the Secret Service with the 'rona
https://twitter.com/robpegoraro/status/1327272930489851907?s=20
It would be a real shame if the secret service weren’t able to provide adequate protection for trump and his family. A real shame indeed.
Not sure if there's a point at which this thread crosses the line into paranoia, but it's well worth a read:
https://twitter.com/davetroy/status/1327253991936454663?s=20
I am not a lawyer, but this doesn't sound like Alito is interested in calling balls and strikes:
https://twitter.com/mjs_DC/status/1327055797176692737?s=20
No, he's not.
PRO
Kim Ng, the first woman - let alone an Asian-American one - to be hired as Marlin's GM
https://twitter.com/JonHeyman/status/1327274674372419584
She's been interviewing for the GM job since 2005, but never got the chance until now. Then again she's still just 51 years old, so certainly not too old to be starting this job. guess she was not able to overcome both sexism and ageism in the past, but now in 2020 is able to overcome just sexism alone (MLB has also been skewing younger in hiring executives for the past decade).
Unnecessary reminder: Aubrey Huff is a piece of shit
He also seems to be completely off his rocker. Like, he actually thought California could be flipped to a red state in this election.
I saw the one comment in the thread about him.
Did he say something about this? Not that I disagree, but this seems random.
It’s a minority woman in a position of leadership with a MLB team, so of course he would say something about this.
I'm not expecting a civil or nuanced take from him.
I would have been more surprised if Huff said nothing at all than what he actually said.
What did he actually say? I'm not able to view twitter.
Looks like so far nothing, but he's trending because everyone else is mentioning him.
https://www.totalprosports.com/2020/11/13/social-media-roasts-aubrey-huff-after-marlins-hired-mlbs-1st-female-asian-american-gm-tweets/
That's great. Ex-Dodger Assistant GM. Good luck to her.
The Jared Goff vs. Russell Wilson match-up
https://www.nfl.com/news/nfl-week-10-game-picks-colts-nip-titans-rams-top-seahawks
https://sports.theonion.com/jared-goff-rams-come-to-terms-on-2-year-contract-reduc-1845654174
Well, he has to start playing like an elite QB. Even at Cal there were some games where he put up gaudy numbers but still lost. Garbers is a winner, Jared not as much.
Never thought I'd read the take that someone would pick Garbers over Goff.
No knock on Garbers, but there are big differences in our defense and the state of the other Pac-12 teams when he's playing vs. Goff's days.
CAL
Utah at UCLA just cancelled. Actively looking at having Cal play UCLA, possibly on Sunday.
1 positive test this morning was the tipping point/last straw for Utah for this week,
Go Bears...on Saturday, Sunday, or Monday!
We should definitely know if we're playing ASU by Monday.
I believe Monday would be the 14th day of quarantine, correct?
Game officially canceled
https://twitter.com/CalFootball/status/1327295179208888322
This is just funny now. Cal might play two games this season if we are lucky.
Just play Stanford, USC and ucla and call it a season.
That would be my ideal season, TBH.
I would also be okay with playing Oregon. A four game season consisting of our California rivals and Oregon would be a fun little season.
we need a guaranteed win so let's add OSU. Plus this works well for basketball roadtrips.
When was the last time OSU was a guaranteed win?!?!?
Twist in the plot: It was ASU who didn't have enough players
https://twitter.com/pac12/status/1327295225497149440
Another twist, they also didn't have enough head coaches...
https://twitter.com/bonaguraespn/status/1327295400148041728?s=21
Oh no! Get well soon, Herm. ❤️
City of Berkeley just let out a collective sigh of relief.
Uh-oh